- Planning authority
- Bedford Borough Council
- Postcodes
- MK42
- Noon sun, 21 March
- About 38°
- Shadow from a 5 m eaves line
- About 6.4 m
- Planning plan
- Local Plan
- County
- Bedfordshire
Before you decide in Kempston
Bedford Borough Council will judge a family home against the council’s Local Plan and any guidance it has adopted on garden development and annexes. Some councils spell out how closely an annexe must relate to the main house, such as sharing the drive, garden or parking, and what turns a building into a separate home instead. We read the current policies for your address before design starts, because a scheme drawn to suit the wrong test wastes time and money. Where the position is unclear, the council’s pre-application advice can be worth its fee.
The next steps, locally
Here’s what happens next for a family home in Kempston. You tell us about your plot and who the home is for, and we carry out a free desktop appraisal of access, space and the planning context. If it looks viable we visit, then set out the annexe and separate-home options. With your go-ahead we survey, design and give you a written quote, then prepare the application for Bedford Borough Council.
Free plot appraisal
We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.
Annexe or separate home
We set out both routes for your plot, covering what each means for planning, ownership, council tax, CIL and VAT, so you can decide with your family and advisers before design starts.
Survey and design
A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.
Planning and approvals
We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations is in place and any CIL exemption has been claimed.
Worth checking early
- An annexe tied by planning condition usually can’t be sold or let separately, which limits flexibility later.
- Family plans change: agree ownership, costs and what happens if circumstances change in writing, with a solicitor.
- Planning is the council’s decision, and an annexe is not a way round the rules that apply to a new house.
Kempston: questions to ask
Can I reclaim VAT on a family annexe in Kempston?
Often not. HMRC’s guidance gives an annexe that can’t be used or sold separately from the main house as an example of work that can’t be zero-rated, and the DIY housebuilders refund scheme asks the same question. A separate dwelling is usually treated differently. Take advice from a tax adviser before you settle the planning route, because the wording of the permission matters.
Who owns an annexe built in my Kempston garden?
You do. An annexe stays on the title of your house and usually carries a planning condition tying it to the main home, so it can’t be transferred to the relative living in it. If a family member is paying towards it, record what they’ve put in and what happens on a sale in a written agreement drawn up by a solicitor.
How much garden do I need for a family home in Kempston?
There’s no fixed figure. A single-storey annexe close to the house can work on a smaller plot than a separate dwelling, which needs its own garden, parking and access. What matters is whether Bedford Borough Council can be satisfied on privacy, daylight and the space left for both homes. The free appraisal gives you a first view based on your plot’s actual shape and access.
Can you design a home in Kempston for a relative who uses a wheelchair?
Yes. The design can include a level approach and threshold, turning space in each room, a wet room, wider doors and worktops at a usable height. Where Bedford Borough Council requires a particular access standard through planning, the design meets it; otherwise it’s your choice how far to go. Input from your relative’s occupational therapist is well worth having.
Other options in Kempston
- Tandem and landlocked plots
- Sell subject to planning
- Bungalows on large plots
- Corner and side plots
- Planning promotion for your garden plot
- Joint venture on your garden plot

