Build a home for family in your garden in Harrow

For grown-up children in Harrow, the step to a first home can be a long one. If your garden is big enough, a small separate house on part of it could become theirs: with its own planning permission and title, it can be mortgaged in their name and sold when they move on.

That asks more of the plot than an annexe does, including its own garden, parking and an access the London Borough of Harrow will accept. We look at all of that in a free plot appraisal, then design and build the home if the scheme stacks up and you want to go ahead.

Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Planning authority
London Borough of Harrow
Postcodes
HA1, HA2, HA3, HA5, HA7
Noon sun, 21 March
About 38°
Shadow from a 5 m eaves line
About 6.3 m
Planning plan
Local Plan
County
Greater London

Harrow: light, access and policy

How the two households will live together shapes the planning case as much as the drawings do. If your parent will eat with you, share the garden and rely on you day to day, an annexe is the natural fit, and that is what the London Borough of Harrow will expect the application to describe. If your son or daughter will run their own home, pay their own bills and perhaps sell up one day, it is a separate dwelling and will be assessed against the council’s Local Plan as a new house. For a family in HA1, HA2, HA3 and HA5, we help set that out clearly from the start.

Section showing noon sun and shadows in Harrow: about 38 degrees on 21 March and 15 degrees on 21 December21 m21 Mar, noon: sun 38°, shadow 6.3 m21 Dec, noon: sun 15°, shadow 18.7 mExistingNew home
This section is worked out for the latitude of Harrow: around 38° of sun at midday in late March and about 15° at midwinter. It shows why the gap between your house and a new home behind it is about light as well as privacy. Garden assumed to face north.

The next steps, locally

From first call to keys, a family home in Harrow follows a clear order. Free appraisal and site visit; measured survey and design around the person moving in; a planning application to the London Borough of Harrow; approval under the Building Regulations and any CIL exemption claimed before work starts; then the build, with you living next door throughout. You receive a written quote after design and survey, and we keep the household updated at each stage.

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Annexe or separate home

    We set out both routes for your plot, covering what each means for planning, ownership, council tax, CIL and VAT, so you can decide with your family and advisers before design starts.

  3. Planning and approvals

    We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations is in place and any CIL exemption has been claimed.

  4. Build and handover

    We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.

Worth checking early

  • CIL exemptions are lost if work starts before the claim is made, and can be withdrawn if the home is sold or let within three years.
  • Family plans change: agree ownership, costs and what happens if circumstances change in writing, with a solicitor.
  • VAT savings available on a separate dwelling often don’t apply to an annexe; take advice from a tax adviser before choosing.

Your questions, answered for Harrow

How long will building work disrupt my home in Harrow?

A single garden home usually takes several months on site, with the noisiest work, such as groundworks, drainage and heavy deliveries, concentrated near the start. We agree working hours, access and parking with you up front, and with the people next door where it affects them, so your household knows what each week will look like.

Can I reclaim VAT on a family annexe in Harrow?

Often not. HMRC’s guidance gives an annexe that can’t be used or sold separately from the main house as an example of work that can’t be zero-rated, and the DIY housebuilders refund scheme asks the same question. A separate dwelling is usually treated differently. Take advice from a tax adviser before you settle the planning route, because the wording of the permission matters.

Can you design a home in Harrow for a relative who uses a wheelchair?

Yes. The design can include a level approach and threshold, turning space in each room, a wet room, wider doors and worktops at a usable height. Where the London Borough of Harrow requires a particular access standard through planning, the design meets it; otherwise it’s your choice how far to go. Input from your relative’s occupational therapist is well worth having.

Will an annexe in Harrow put up my council tax?

It might. Annexes can be banded separately, but exemptions exist for annexes lived in by certain dependent relatives, and in some cases a discount applies where family live there or the annexe is used as part of the main home. Who qualifies depends on the relative’s circumstances and how the annexe is used. The London Borough of Harrow’s council tax team can tell you how the rules apply to your household.

Other options in Harrow

Family home in your garden near Harrow

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.