Build a home for family in your garden in Havering

If you have a long or wide garden in Havering, there may be room for a home where a parent or grown-up child can live close by with their own front door. That might mean an annexe used with your house, or a home that stands alone with permission and paperwork of its own.

The London Borough of Havering decides either way, so the first step is to find out what your plot can realistically carry. Our free plot appraisal covers access, space, privacy and the main planning constraints, and talks through who the home is for, before you spend any money on drawings.

Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Planning authority
London Borough of Havering
Postcodes
RM1, RM2, RM3, RM11, RM12
Noon sun, 21 March
About 38°
Shadow from a 5 m eaves line
About 6.3 m
Planning plan
Local Plan
County
Greater London

How it plays out in Havering

A measured survey is where a family home in Havering stops being an idea and becomes a plan. We record boundaries, levels, trees, drains and the windows of your house and the houses next door, then test where the new building can sit. With the spring equinox sun standing near 38° at midday here, a 5 m eaves line throws a noon shadow close to 6.3 m; drawing that onto the survey shows which positions keep light in the main rooms of both homes. The London Borough of Havering will expect to see the same evidence with the application.

Section showing noon sun and shadows in Havering: about 38 degrees on 21 March and 15 degrees on 21 December21 m21 Mar, noon: sun 38°, shadow 6.3 m21 Dec, noon: sun 15°, shadow 18.7 mExistingNew home
This section is worked out for the latitude of Havering: around 38° of sun at midday in late March and about 15° at midwinter. It shows why the gap between your house and a new home behind it is about light as well as privacy. Garden assumed to face north.

The next steps, locally

The next step is a conversation, by phone or through the form, about your garden in Havering and who the new home is for. We check access, title, the main planning constraints and any CIL position for your address, then tell you whether an annexe, a separate home or neither looks realistic. If neither does, we’ll say so and explain why.

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Annexe or separate home

    We set out both routes for your plot, covering what each means for planning, ownership, council tax, CIL and VAT, so you can decide with your family and advisers before design starts.

  3. Survey and design

    A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.

  4. Planning and approvals

    We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations is in place and any CIL exemption has been claimed.

Worth checking early

  • A separate home needs its own garden, parking, bins and access, so it needs more land than an annexe.
  • VAT savings available on a separate dwelling often don’t apply to an annexe; take advice from a tax adviser before choosing.
  • Planning is the council’s decision, and an annexe is not a way round the rules that apply to a new house.

Your questions, answered for Havering

Can I build a separate house in my Havering garden for my son or daughter?

Possibly, if the plot can work as a home in its own right. The London Borough of Havering will look at access, parking, garden space for both houses, privacy and the character of the street, as it would for any new house. If permission is granted, the plot can be transferred to your child with its own title, with your lender’s consent if the house is mortgaged.

Will an annexe in Havering put up my council tax?

It might. Annexes can be banded separately, but exemptions exist for annexes lived in by certain dependent relatives, and in some cases a discount applies where family live there or the annexe is used as part of the main home. Who qualifies depends on the relative’s circumstances and how the annexe is used. The London Borough of Havering’s council tax team can tell you how the rules apply to your household.

Can I reclaim VAT on a family annexe in Havering?

Often not. HMRC’s guidance gives an annexe that can’t be used or sold separately from the main house as an example of work that can’t be zero-rated, and the DIY housebuilders refund scheme asks the same question. A separate dwelling is usually treated differently. Take advice from a tax adviser before you settle the planning route, because the wording of the permission matters.

Can you design a home in Havering for a relative who uses a wheelchair?

Yes. The design can include a level approach and threshold, turning space in each room, a wet room, wider doors and worktops at a usable height. Where the London Borough of Havering requires a particular access standard through planning, the design meets it; otherwise it’s your choice how far to go. Input from your relative’s occupational therapist is well worth having.

Other options in Havering

Family home in your garden near Havering

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.