Backland Development
0800 088 6248Free to call Free plot appraisal

Build a home for family in your garden in Chepstow

Bringing an elderly parent to live beside you in Chepstow often feels like the obvious answer, until you look at what the house can offer. A spare room up a flight of stairs rarely suits someone whose mobility is failing. A purpose-built single-storey home in the garden can.

We offer design and build of garden homes for family across Gwent, with no steps to climb, a bedroom at ground level and a walk-in shower built in from day one. Planning goes through Monmouthshire County Council, and we prepare and manage the application for you. Start with a free plot appraisal and we’ll tell you honestly whether your garden looks suitable.

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Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Planning authority
Monmouthshire County Council
Postcodes
NP16
Noon sun, 21 March
About 38°
Shadow from a 5 m eaves line
About 6.3 m
Planning plan
LDP
County
Gwent

What shapes a plot in Chepstow

Daylight matters twice over when the new home is for a relative who spends much of the day indoors. At noon on 21 March the sun in Chepstow is about 38° above the horizon, so a two-storey eaves line around 5 m high casts a shadow of roughly 6.3 m. A single-storey annexe with eaves at half that height casts one about half as long, which is one reason low buildings often sit more easily in a garden. By late December the midday sun climbs only about 15°, so we test winter light on both homes, and on next-door gardens, before the layout is fixed.

Section showing noon sun and shadows in Chepstow: about 38 degrees on 21 March and 15 degrees on 21 December21 m21 Mar, noon: sun 38°, shadow 6.3 m21 Dec, noon: sun 15°, shadow 18.8 mExistingNew home
Noon sun in Chepstow on 21 March sits about 38° above the horizon, so a typical two-storey eaves line (about 5 m) throws a shadow of roughly 6.3 m. In December the sun is only about 15° up and shadows stretch much further. Drawn for a garden facing north, where it matters most.

What happens next in Chepstow

The next step is a conversation, by phone or through the form, about your garden in Chepstow and who the new home is for. We check access, title, the main planning constraints and any CIL position for your address, then tell you whether an annexe, a separate home or neither looks realistic. If neither does, we’ll say so and explain why.

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Survey and design

    A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.

  3. Planning and approvals

    We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations as they apply in Wales is in place and any CIL exemption has been claimed.

  4. Build and handover

    We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.

Worth checking early

  • Family plans change: agree ownership, costs and what happens if circumstances change in writing, with a solicitor.
  • VAT savings available on a separate dwelling often don’t apply to an annexe; take advice from a tax adviser before choosing.
  • A separate home needs its own garden, parking, bins and access, so it needs more land than an annexe.

Your questions, answered for Chepstow

Can you design a home in Chepstow for a relative who uses a wheelchair?

Yes. The design can include a level approach and threshold, turning space in each room, a wet room, wider doors and worktops at a usable height. Where Monmouthshire County Council requires a particular access standard through planning, the design meets it; otherwise it’s your choice how far to go. Input from your relative’s occupational therapist is well worth having.

Can I build a separate house in my Chepstow garden for my son or daughter?

Possibly, if the plot can work as a home in its own right. Monmouthshire County Council will look at access, parking, garden space for both houses, privacy and the character of the street, as it would for any new house. If permission is granted, the plot can be transferred to your child with its own title, with your lender’s consent if the house is mortgaged.

Do I need planning permission for a granny annexe in Chepstow?

Yes, almost always for a detached annexe with its own kitchen, bathroom and bedroom. Monmouthshire County Council will treat it as accommodation linked to your home and will usually add a condition so it can’t be let or sold separately. A garden building used only as a home office or gym is a different matter, but sleeping and cooking take it beyond those allowances.

Can I reclaim VAT on a family annexe in Chepstow?

Often not. HMRC’s guidance gives an annexe that can’t be used or sold separately from the main house as an example of work that can’t be zero-rated, and the DIY housebuilders refund scheme asks the same question. A separate dwelling is usually treated differently. Take advice from a tax adviser before you settle the planning route, because the wording of the permission matters.

Other options in Chepstow

Family home in your garden near Chepstow

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.

Get my free appraisal 0800 088 6248