Build a home for family in your garden in Portsmouth

For grown-up children in Portsmouth, the step to a first home can be a long one. If your garden is big enough, a small separate house on part of it could become theirs: with its own planning permission and title, it can be mortgaged in their name and sold when they move on.

That asks more of the plot than an annexe does, including its own garden, parking and an access Portsmouth City Council will accept. We look at all of that in a free plot appraisal, then design and build the home if the scheme stacks up and you want to go ahead.

Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Planning authority
Portsmouth City Council
Postcodes
PO1, PO2, PO3, PO4, PO5
Noon sun, 21 March
About 39°
Shadow from a 5 m eaves line
About 6.1 m
Planning plan
Local Plan
County
Hampshire

Portsmouth: light, access and policy

A measured survey is where a family home in Portsmouth stops being an idea and becomes a plan. We record boundaries, levels, trees, drains and the windows of your house and the houses next door, then test where the new building can sit. With the spring equinox sun standing near 39° at midday here, a 5 m eaves line throws a noon shadow close to 6.1 m; drawing that onto the survey shows which positions keep light in the main rooms of both homes. Portsmouth City Council will expect to see the same evidence with the application.

Section showing noon sun and shadows in Portsmouth: about 39 degrees on 21 March and 16 degrees on 21 December21 m21 Mar, noon: sun 39°, shadow 6.1 m21 Dec, noon: sun 16°, shadow 17.7 mExistingNew home
This section is worked out for the latitude of Portsmouth: around 39° of sun at midday in late March and about 16° at midwinter. It shows why the gap between your house and a new home behind it is about light as well as privacy. Garden assumed to face north.

What happens next in Portsmouth

From first call to keys, a family home in Portsmouth follows a clear order. Free appraisal and site visit; measured survey and design around the person moving in; a planning application to Portsmouth City Council; approval under the Building Regulations and any CIL exemption claimed before work starts; then the build, with you living next door throughout. You receive a written quote after design and survey, and we keep the household updated at each stage.

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Survey and design

    A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.

  3. Planning and approvals

    We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations is in place and any CIL exemption has been claimed.

  4. Build and handover

    We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.

Worth checking early

  • A separate home needs its own garden, parking, bins and access, so it needs more land than an annexe.
  • An annexe tied by planning condition usually can’t be sold or let separately, which limits flexibility later.
  • Family plans change: agree ownership, costs and what happens if circumstances change in writing, with a solicitor.

Portsmouth: questions to ask

Who owns an annexe built in my Portsmouth garden?

You do. An annexe stays on the title of your house and usually carries a planning condition tying it to the main home, so it can’t be transferred to the relative living in it. If a family member is paying towards it, record what they’ve put in and what happens on a sale in a written agreement drawn up by a solicitor.

Will an annexe in Portsmouth put up my council tax?

It might. Annexes can be banded separately, but exemptions exist for annexes lived in by certain dependent relatives, and in some cases a discount applies where family live there or the annexe is used as part of the main home. Who qualifies depends on the relative’s circumstances and how the annexe is used. Portsmouth City Council’s council tax team can tell you how the rules apply to your household.

Is CIL payable on a family home in Portsmouth?

Only if Portsmouth City Council has adopted the Community Infrastructure Levy, which its website will confirm, and we check it for you during the appraisal. Where it applies, self-build and residential annexe exemptions exist, but both must be claimed before work starts and can be withdrawn if the home is sold or let within three years of completion.

Can I build a separate house in my Portsmouth garden for my son or daughter?

Possibly, if the plot can work as a home in its own right. Portsmouth City Council will look at access, parking, garden space for both houses, privacy and the character of the street, as it would for any new house. If permission is granted, the plot can be transferred to your child with its own title, with your lender’s consent if the house is mortgaged.

Other options in Portsmouth

Family home in your garden near Portsmouth

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.