Build a home for family in your garden in Chatham

Two households, one plot: that’s the idea behind a family home in a Chatham garden. Done well, each has privacy and a front door, yet help is a few steps away. Done badly, it can strain relationships and leave a building nobody can use when circumstances change.

The difference lies mostly in the planning route and the layout. Backland Development is a new S&K Group brand offering design and build to homeowners in Chatham and the surrounding area, and each project begins with a free plot appraisal that weighs an annexe against a separate home for your family.

Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Planning authority
Medway Council
Postcodes
ME1, ME4, ME5
Noon sun, 21 March
About 39°
Shadow from a 5 m eaves line
About 6.3 m
Planning plan
Local Plan
County
Kent

How it plays out in Chatham

How the two households will live together shapes the planning case as much as the drawings do. If your parent will eat with you, share the garden and rely on you day to day, an annexe is the natural fit, and that is what Medway Council will expect the application to describe. If your son or daughter will run their own home, pay their own bills and perhaps sell up one day, it is a separate dwelling and will be assessed against the council’s Local Plan as a new house. For a family in ME1, ME4 and ME5, we help set that out clearly from the start.

Section showing noon sun and shadows in Chatham: about 39 degrees on 21 March and 15 degrees on 21 December21 m21 Mar, noon: sun 39°, shadow 6.3 m21 Dec, noon: sun 15°, shadow 18.4 mExistingNew home
This section is worked out for the latitude of Chatham: around 39° of sun at midday in late March and about 15° at midwinter. It shows why the gap between your house and a new home behind it is about light as well as privacy. Garden assumed to face north.

The next steps, locally

The next step is a conversation, by phone or through the form, about your garden in Chatham and who the new home is for. We check access, title, the main planning constraints and any CIL position for your address, then tell you whether an annexe, a separate home or neither looks realistic. If neither does, we’ll say so and explain why.

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Survey and design

    A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.

  3. Planning and approvals

    We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations is in place and any CIL exemption has been claimed.

  4. Build and handover

    We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.

Worth checking early

  • An annexe tied by planning condition usually can’t be sold or let separately, which limits flexibility later.
  • Planning is the council’s decision, and an annexe is not a way round the rules that apply to a new house.
  • Family plans change: agree ownership, costs and what happens if circumstances change in writing, with a solicitor.

Questions about garden plots in Chatham

Who owns an annexe built in my Chatham garden?

You do. An annexe stays on the title of your house and usually carries a planning condition tying it to the main home, so it can’t be transferred to the relative living in it. If a family member is paying towards it, record what they’ve put in and what happens on a sale in a written agreement drawn up by a solicitor.

Can I build a separate house in my Chatham garden for my son or daughter?

Possibly, if the plot can work as a home in its own right. Medway Council will look at access, parking, garden space for both houses, privacy and the character of the street, as it would for any new house. If permission is granted, the plot can be transferred to your child with its own title, with your lender’s consent if the house is mortgaged.

How long will building work disrupt my home in Chatham?

A single garden home usually takes several months on site, with the noisiest work, such as groundworks, drainage and heavy deliveries, concentrated near the start. We agree working hours, access and parking with you up front, and with the people next door where it affects them, so your household knows what each week will look like.

Do I need planning permission for a granny annexe in Chatham?

Yes, almost always for a detached annexe with its own kitchen, bathroom and bedroom. Medway Council will treat it as accommodation linked to your home and will usually add a condition so it can’t be let or sold separately. A garden building used only as a home office or gym is a different matter, but sleeping and cooking take it beyond those allowances.

Other options in Chatham

Family home in your garden near Chatham

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.