- Planning authority
- Medway Council
- Postcodes
- ME1, ME4, ME5
- Noon sun, 21 March
- About 39°
- Shadow from a 5 m eaves line
- About 6.3 m
- Planning plan
- Local Plan
- County
- Kent
How it plays out in Chatham
How the two households will live together shapes the planning case as much as the drawings do. If your parent will eat with you, share the garden and rely on you day to day, an annexe is the natural fit, and that is what Medway Council will expect the application to describe. If your son or daughter will run their own home, pay their own bills and perhaps sell up one day, it is a separate dwelling and will be assessed against the council’s Local Plan as a new house. For a family in ME1, ME4 and ME5, we help set that out clearly from the start.
The next steps, locally
The next step is a conversation, by phone or through the form, about your garden in Chatham and who the new home is for. We check access, title, the main planning constraints and any CIL position for your address, then tell you whether an annexe, a separate home or neither looks realistic. If neither does, we’ll say so and explain why.
Free plot appraisal
We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.
Survey and design
A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.
Planning and approvals
We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations is in place and any CIL exemption has been claimed.
Build and handover
We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.
Worth checking early
- An annexe tied by planning condition usually can’t be sold or let separately, which limits flexibility later.
- Planning is the council’s decision, and an annexe is not a way round the rules that apply to a new house.
- Family plans change: agree ownership, costs and what happens if circumstances change in writing, with a solicitor.
Questions about garden plots in Chatham
Who owns an annexe built in my Chatham garden?
You do. An annexe stays on the title of your house and usually carries a planning condition tying it to the main home, so it can’t be transferred to the relative living in it. If a family member is paying towards it, record what they’ve put in and what happens on a sale in a written agreement drawn up by a solicitor.
Can I build a separate house in my Chatham garden for my son or daughter?
Possibly, if the plot can work as a home in its own right. Medway Council will look at access, parking, garden space for both houses, privacy and the character of the street, as it would for any new house. If permission is granted, the plot can be transferred to your child with its own title, with your lender’s consent if the house is mortgaged.
How long will building work disrupt my home in Chatham?
A single garden home usually takes several months on site, with the noisiest work, such as groundworks, drainage and heavy deliveries, concentrated near the start. We agree working hours, access and parking with you up front, and with the people next door where it affects them, so your household knows what each week will look like.
Do I need planning permission for a granny annexe in Chatham?
Yes, almost always for a detached annexe with its own kitchen, bathroom and bedroom. Medway Council will treat it as accommodation linked to your home and will usually add a condition so it can’t be let or sold separately. A garden building used only as a home office or gym is a different matter, but sleeping and cooking take it beyond those allowances.
Other options in Chatham
- Bungalows on large plots
- Garage courts and yards
- Planning promotion for your garden plot
- Sell subject to planning
- Planning permission for a garden plot
- Corner and side plots

