- Planning authority
- Swale Borough Council
- Postcodes
- ME13
- Noon sun, 21 March
- About 39°
- Shadow from a 5 m eaves line
- About 6.2 m
- Planning plan
- Local Plan
- County
- Kent
What shapes a plot in Faversham
How the two households will live together shapes the planning case as much as the drawings do. If your parent will eat with you, share the garden and rely on you day to day, an annexe is the natural fit, and that is what Swale Borough Council will expect the application to describe. If your son or daughter will run their own home, pay their own bills and perhaps sell up one day, it is a separate dwelling and will be assessed against the council’s Local Plan as a new house. For a family in ME13, we help set that out clearly from the start.
The next steps, locally
Here’s what happens next for a family home in Faversham. You tell us about your plot and who the home is for, and we carry out a free desktop appraisal of access, space and the planning context. If it looks viable we visit, then set out the annexe and separate-home options. With your go-ahead we survey, design and give you a written quote, then prepare the application for Swale Borough Council.
Free plot appraisal
We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.
Annexe or separate home
We set out both routes for your plot, covering what each means for planning, ownership, council tax, CIL and VAT, so you can decide with your family and advisers before design starts.
Planning and approvals
We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations is in place and any CIL exemption has been claimed.
Build and handover
We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.
Worth checking early
- A separate home needs its own garden, parking, bins and access, so it needs more land than an annexe.
- VAT savings available on a separate dwelling often don’t apply to an annexe; take advice from a tax adviser before choosing.
- An annexe tied by planning condition usually can’t be sold or let separately, which limits flexibility later.
Faversham: questions to ask
Is CIL payable on a family home in Faversham?
Only if Swale Borough Council has adopted the Community Infrastructure Levy, which its website will confirm, and we check it for you during the appraisal. Where it applies, self-build and residential annexe exemptions exist, but both must be claimed before work starts and can be withdrawn if the home is sold or let within three years of completion.
Can I build a separate house in my Faversham garden for my son or daughter?
Possibly, if the plot can work as a home in its own right. Swale Borough Council will look at access, parking, garden space for both houses, privacy and the character of the street, as it would for any new house. If permission is granted, the plot can be transferred to your child with its own title, with your lender’s consent if the house is mortgaged.
Who owns an annexe built in my Faversham garden?
You do. An annexe stays on the title of your house and usually carries a planning condition tying it to the main home, so it can’t be transferred to the relative living in it. If a family member is paying towards it, record what they’ve put in and what happens on a sale in a written agreement drawn up by a solicitor.
How long will building work disrupt my home in Faversham?
A single garden home usually takes several months on site, with the noisiest work, such as groundworks, drainage and heavy deliveries, concentrated near the start. We agree working hours, access and parking with you up front, and with the people next door where it affects them, so your household knows what each week will look like.
Other options in Faversham
- Joint venture on your garden plot
- Plot feasibility and design
- Build a new home in your garden
- Garden plot option agreement
- Planning permission for a garden plot
- Combine gardens with your neighbours

