Backland Development
0800 088 6248Free to call Free plot appraisal

Build a home for family in your garden in Kettering

For grown-up children in Kettering, the step to a first home can be a long one. If your garden is big enough, a small separate house on part of it could become theirs: with its own planning permission and title, it can be mortgaged in their name and sold when they move on.

That asks more of the plot than an annexe does, including its own garden, parking and an access North Northamptonshire Council will accept. We look at all of that in a free plot appraisal, then design and build the home if the scheme stacks up and you want to go ahead.

Get a free appraisalCheck my garden
Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Planning authority
North Northamptonshire Council
Postcodes
NN15, NN16
Noon sun, 21 March
About 38°
Shadow from a 5 m eaves line
About 6.5 m
Planning plan
Local Plan
County
Northamptonshire

The local picture in Kettering

People living next door are consulted on every planning application, and across NN15 and NN16 that applies to a family annexe just as much as to a new house. Their privacy, outlook and light carry real weight with North Northamptonshire Council. A design that keeps upper windows away from adjoining gardens, uses obscure glazing where it has to, and leaves a planted margin along the boundary gives the council fewer reasons to refuse. A quiet word with the people either side before the application goes in is often worthwhile too.

Section showing noon sun and shadows in Kettering: about 38 degrees on 21 March and 14 degrees on 21 December21 m21 Mar, noon: sun 38°, shadow 6.5 m21 Dec, noon: sun 14°, shadow 19.8 mExistingNew home
This section is worked out for the latitude of Kettering: around 38° of sun at midday in late March and about 14° at midwinter. It shows why the gap between your house and a new home behind it is about light as well as privacy. Garden assumed to face north.

How we’d take it forward in Kettering

Here’s what happens next for a family home in Kettering. You tell us about your plot and who the home is for, and we carry out a free desktop appraisal of access, space and the planning context. If it looks viable we visit, then set out the annexe and separate-home options. With your go-ahead we survey, design and give you a written quote, then prepare the application for North Northamptonshire Council.

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Annexe or separate home

    We set out both routes for your plot, covering what each means for planning, ownership, council tax, CIL and VAT, so you can decide with your family and advisers before design starts.

  3. Survey and design

    A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.

  4. Build and handover

    We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.

Worth checking early

  • An annexe tied by planning condition usually can’t be sold or let separately, which limits flexibility later.
  • VAT savings available on a separate dwelling often don’t apply to an annexe; take advice from a tax adviser before choosing.
  • A separate home needs its own garden, parking, bins and access, so it needs more land than an annexe.

Your questions, answered for Kettering

How long will building work disrupt my home in Kettering?

A single garden home usually takes several months on site, with the noisiest work, such as groundworks, drainage and heavy deliveries, concentrated near the start. We agree working hours, access and parking with you up front, and with the people next door where it affects them, so your household knows what each week will look like.

Can I reclaim VAT on a family annexe in Kettering?

Often not. HMRC’s guidance gives an annexe that can’t be used or sold separately from the main house as an example of work that can’t be zero-rated, and the DIY housebuilders refund scheme asks the same question. A separate dwelling is usually treated differently. Take advice from a tax adviser before you settle the planning route, because the wording of the permission matters.

Can I build a separate house in my Kettering garden for my son or daughter?

Possibly, if the plot can work as a home in its own right. North Northamptonshire Council will look at access, parking, garden space for both houses, privacy and the character of the street, as it would for any new house. If permission is granted, the plot can be transferred to your child with its own title, with your lender’s consent if the house is mortgaged.

Is CIL payable on a family home in Kettering?

Only if North Northamptonshire Council has adopted the Community Infrastructure Levy, which its website will confirm, and we check it for you during the appraisal. Where it applies, self-build and residential annexe exemptions exist, but both must be claimed before work starts and can be withdrawn if the home is sold or let within three years of completion.

Other options in Kettering

Family home in your garden near Kettering

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.

Get my free appraisal 0800 088 6248