Backland Development
0800 088 6248Free to call Free plot appraisal

Build a home for family in your garden in Banstead

For grown-up children in Banstead, the step to a first home can be a long one. If your garden is big enough, a small separate house on part of it could become theirs: with its own planning permission and title, it can be mortgaged in their name and sold when they move on.

That asks more of the plot than an annexe does, including its own garden, parking and an access Reigate and Banstead Borough Council will accept. We look at all of that in a free plot appraisal, then design and build the home if the scheme stacks up and you want to go ahead.

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Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Planning authority
Reigate and Banstead Borough Council
Postcodes
KT20, SM7
Noon sun, 21 March
About 39°
Shadow from a 5 m eaves line
About 6.2 m
Planning plan
Local Plan
County
Surrey

How it plays out in Banstead

How the two households will live together shapes the planning case as much as the drawings do. If your parent will eat with you, share the garden and rely on you day to day, an annexe is the natural fit, and that is what Reigate and Banstead Borough Council will expect the application to describe. If your son or daughter will run their own home, pay their own bills and perhaps sell up one day, it is a separate dwelling and will be assessed against the council’s Local Plan as a new house. For a family in KT20 and SM7, we help set that out clearly from the start.

Section showing noon sun and shadows in Banstead: about 39 degrees on 21 March and 15 degrees on 21 December21 m21 Mar, noon: sun 39°, shadow 6.2 m21 Dec, noon: sun 15°, shadow 18.4 mExistingNew home
This section is worked out for the latitude of Banstead: around 39° of sun at midday in late March and about 15° at midwinter. It shows why the gap between your house and a new home behind it is about light as well as privacy. Garden assumed to face north.

How we’d take it forward in Banstead

Getting started in Banstead costs nothing. Send us a few photos of your garden and the way in, or simply call, and we’ll look at the plot from the desk and talk through your family’s plans. If there’s a realistic scheme, we arrange a site visit. Survey and design are quoted in writing before you commit, and the build price follows once the design is settled.

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Annexe or separate home

    We set out both routes for your plot, covering what each means for planning, ownership, council tax, CIL and VAT, so you can decide with your family and advisers before design starts.

  3. Survey and design

    A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.

  4. Build and handover

    We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.

Worth checking early

  • CIL exemptions are lost if work starts before the claim is made, and can be withdrawn if the home is sold or let within three years.
  • An annexe tied by planning condition usually can’t be sold or let separately, which limits flexibility later.
  • A separate home needs its own garden, parking, bins and access, so it needs more land than an annexe.

Your questions, answered for Banstead

Can you design a home in Banstead for a relative who uses a wheelchair?

Yes. The design can include a level approach and threshold, turning space in each room, a wet room, wider doors and worktops at a usable height. Where Reigate and Banstead Borough Council requires a particular access standard through planning, the design meets it; otherwise it’s your choice how far to go. Input from your relative’s occupational therapist is well worth having.

How long will building work disrupt my home in Banstead?

A single garden home usually takes several months on site, with the noisiest work, such as groundworks, drainage and heavy deliveries, concentrated near the start. We agree working hours, access and parking with you up front, and with the people next door where it affects them, so your household knows what each week will look like.

Is CIL payable on a family home in Banstead?

Only if Reigate and Banstead Borough Council has adopted the Community Infrastructure Levy, which its website will confirm, and we check it for you during the appraisal. Where it applies, self-build and residential annexe exemptions exist, but both must be claimed before work starts and can be withdrawn if the home is sold or let within three years of completion.

Can I reclaim VAT on a family annexe in Banstead?

Often not. HMRC’s guidance gives an annexe that can’t be used or sold separately from the main house as an example of work that can’t be zero-rated, and the DIY housebuilders refund scheme asks the same question. A separate dwelling is usually treated differently. Take advice from a tax adviser before you settle the planning route, because the wording of the permission matters.

Other options in Banstead

Family home in your garden near Banstead

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.

Get my free appraisal 0800 088 6248