- Planning authority
- St Albans City and District Council
- Postcodes
- AL1, AL2, AL3, AL4
- Noon sun, 21 March
- About 38°
- Shadow from a 5 m eaves line
- About 6.3 m
- Planning plan
- Local Plan
- County
- Hertfordshire
St Albans: light, access and policy
A finished home in a joint venture is sold, or handed back to you, into a local market that includes St Albans and places such as Harpenden, Hatfield and Hemel Hempstead. Who might buy or rent it shapes the design: the number of bedrooms, parking and garden size all affect what it’s worth and how quickly it sells.
We talk that through with you before the design is fixed. Value depends on location, size, access, the permission and the finish, so we won’t quote figures before an appraisal, but we will explain what drives them and how St Albans City and District Council is likely to view the size of home proposed.
The next steps, locally
Once you’ve chosen a structure, we draft heads of terms setting out who funds what, your share or the home you receive, deadlines and protections. Your own solicitor reviews them and the development agreement that follows. Only then do we commission surveys and design, agree the key layout points with you, and submit the application to St Albans City and District Council.
Free plot appraisal
We look at your title plan, access, neighbouring homes and the council’s planning policies, then talk through what might be built and whether a joint venture or a simpler sale suits you better.
Heads of terms
The key terms go in writing: who funds what, your share or the home you receive, how your land is protected, deadlines, open-book reporting and what happens if planning is refused or the build stalls.
Development agreement
Your own solicitor and ours turn the heads of terms into a binding agreement. Your solicitor advises on the security that fits, such as the land staying in your name until a set stage or a legal charge.
Sale or handover
The new homes are sold and the proceeds are split as agreed through the solicitors, or your new home is handed over with its warranty, title and certificates in place.
Worth checking early
- Development lenders usually want security over the land, which your solicitor needs to fit around your own protections.
- We’re a new brand within the S&K Group, so ask for open-book reporting and check every protection in writing.
- Tax can differ from a simple sale of garden land, so take advice from a tax adviser before you sign.
St Albans: questions to ask
How long does a garden joint venture in St Albans usually take?
Longer than a sale, because planning, building and selling all happen before you receive your share. The council’s decision time, the build programme and the market drive the timing. We give you a realistic range for each stage after the appraisal rather than a single promised date.
Will a joint venture in St Albans affect my tax?
It may. Sharing in the development and sale of new homes can be taxed differently from a simple sale of garden land, and Stamp Duty Land Tax (SDLT) or VAT may arise depending on the structure. Take advice from a tax adviser on your own position before you commit.
Can I take a new home back instead of cash in St Albans?
Yes, if the plot can support it. Under a homes-for-land joint venture, one of the finished homes on your plot, or the only one, is transferred to you with its own title and paperwork. The agreement fixes the specification and the timetable.
Can I do a joint venture on my garden in St Albans without paying anything?
In the usual structure, yes. You contribute the land, and we fund design, planning, construction and sale. You may still have your own costs, such as tax or your mortgage lender’s charges, so ask your solicitor and tax adviser to go through them before you sign.
Other options in St Albans
- Build a new home in your garden
- Bungalows on large plots
- Sell subject to planning
- Plot feasibility and design
- Combine gardens with your neighbours
- Corner and side plots