- Planning authority
- Epping Forest District Council
- Postcodes
- IG7, IG9, IG10
- Noon sun, 21 March
- About 38°
- Shadow from a 5 m eaves line
- About 6.3 m
- Planning plan
- Local Plan
- County
- Essex
Loughton: light, access and policy
Garden plots rarely sit alone. Where several long gardens run side by side, whether in Loughton, in nearby Waltham Abbey, Redbridge and Waltham Forest or anywhere else, a scheme across two or three of them can be much stronger than one squeezed into a single plot.
Options are a common way to bring those gardens together. Each owner grants an option on their own land, and an agreement between the owners can share the outcome fairly, even though only one garden provides the access. Epping Forest District Council would then consider one well-planned scheme instead of several piecemeal ones.
What happens next in Loughton
After your enquiry, we carry out the free appraisal and compare an option with an outright sale and a conditional contract for your plot. If you choose the option, your solicitor reviews the agreement before signing, and once it is in place we start the planning work, share the drawings before submission and keep you updated.
Free plot appraisal
We look at your title, the access, the planning history and the policies that apply, then tell you honestly whether an option, an outright sale or a conditional contract fits your plot best. It costs you nothing.
Sign the option
Your solicitor and ours agree the option agreement and the plan of the plot. Once it is signed, the option is noted on your title, and you carry on living in your house and using the garden as normal.
Planning work
We commission surveys, design the scheme and apply for planning, keeping you updated and showing you the drawings before submission. The council decides; if it refuses, the agreement sets out whether we revise, reapply or appeal.
Exercise or lapse
If an acceptable permission is granted, we serve notice, the price is fixed by the formula and the sale completes in the agreed time. If not, the option lapses, the entry comes off your title and the land stays yours.
Worth checking early
- We have the right to buy, not a duty, so a sale isn’t certain even after a long wait.
- With a market value formula, the final price isn’t known until the option is exercised.
- Options have their own Capital Gains Tax treatment, so take advice from a tax adviser before signing.
Loughton: questions to ask
Will you cover my legal fees on an option in Loughton?
Yes. We cover reasonable legal fees for your own solicitor on an option agreement, up to a cap agreed in heads of terms. Choose a solicitor experienced with development land, and agree the cap with us before they begin, so their fees stay within it.
Do I still own my garden in Loughton during an option?
Yes. An option is a right to buy, not a sale, so the land stays yours until we exercise the option and the sale completes. You carry on using the garden, and the option is noted on your title so the plot can’t be sold elsewhere while it runs.
What happens to my Loughton plot if the option ends?
It stays yours, and the entry on your title is removed. You’re free to keep, sell or develop the land. If a permission was granted before the option ended, it generally stays with the land, though it will need to be started within its time limit.
Do I pay Stamp Duty Land Tax (SDLT) if you exercise an option over my Loughton plot?
No. Stamp Duty Land Tax (SDLT) is paid by the buyer of land, so any amount due on completion falls to us. As the seller, you may have Capital Gains Tax to consider, and options have their own rules on timing, so take advice from a tax adviser before signing.
Other options in Loughton
- Garage courts and yards
- Sell subject to planning
- Tandem and landlocked plots
- Joint venture on your garden plot
- Planning permission for a garden plot
- Bungalows on large plots