Sell part of your garden in Radcliffe

Turning part of a Radcliffe garden into money doesn’t have to mean selling up. A plot sale transfers only the land you choose, leaves your house on its existing title with a new boundary, and gives the plot a title of its own at HM Land Registry. If the house is mortgaged, your lender signs off the release.

From there, any planning application is ours to make, and the risk of refusal is ours to carry. You’d see the plans like any neighbour and could comment on them. If you’d prefer to sell only once permission is granted, our sale subject to planning works that way instead.

Long back garden with a string line and marker pegs across the lawn showing where a plot could be split off
Planning authority
Bury Metropolitan Borough Council
Postcodes
M26
Noon sun, 21 March
About 36°
Shadow from a 5 m eaves line
About 6.8 m
Planning plan
Local Plan
County
Greater Manchester

What the council will look at in Radcliffe

On many garden plots, access matters more than size. If a new home behind yours would be reached along a strip beside the house, Bury Metropolitan Borough Council will look at how wide it is, how far drivers can see where it meets the road, and how much noise and headlight glare from passing cars would reach you and the neighbours.

Building regulations add their own test, because the new home will need fire engine access (or other measures, often sprinklers, agreed with building control and the fire service where a fire engine can’t get close enough). Whether your garden is in M26 or just beyond, we measure the access early, since it shapes the offer more than almost anything else.

Section showing noon sun and shadows in Radcliffe: about 36 degrees on 21 March and 13 degrees on 21 December21 m21 Mar, noon: sun 36°, shadow 6.8 m21 Dec, noon: sun 13°, shadow 21.7 mExistingNew home
Noon sun in Radcliffe on 21 March sits about 36° above the horizon, so a typical two-storey eaves line (about 5 m) throws a shadow of roughly 6.8 m. In December the sun is only about 13° up and shadows stretch much further. Drawn for a garden facing north, where it matters most.

How we’d take it forward in Radcliffe

Once you get in touch, we look up your title at HM Land Registry and check what the council’s Local Plan says about homes in gardens. Then we talk, with no obligation on your side. If the plot works, we visit, agree the boundary with you on a plan and put our offer in writing. Your solicitor and ours take it from there, and the pace suits you.

  1. Free plot appraisal

    Tell us about your garden. We check the title plan, access, local policy and planning history from our desk, then talk it through with you. If it looks viable, we arrange a site visit, with no cost and no obligation.

  2. Solicitors and lender

    Your solicitor prepares the transfer of part and asks your mortgage lender to release the plot. Ours checks the title, covenants, rights of way and searches, while surveys of trees, ground and drainage run alongside.

  3. Exchange and completion

    Once both sides are satisfied, contracts are exchanged and a completion date is fixed. On completion the money passes through the solicitors and HM Land Registry registers the plot under a new title of its own.

  4. After the sale

    Any boundary fence or access works agreed in the transfer are carried out as set out. If the plot still needs planning, we apply as the new owner, and you can see and comment on the plans like any other neighbour.

Worth checking early

  • Selling the plot after you have sold or moved out of the house can change the tax position; take advice from a tax adviser.
  • Your house keeps a smaller garden, which some future buyers will welcome and others won’t.
  • A sale without planning is priced for the planning risk we take on, so it usually pays less than the same plot with permission.

Questions about garden plots in Radcliffe

Can I sell part of my garden in Radcliffe without planning permission?

Yes. We buy suitable plots with or without planning, subject to survey, title and contract. Without permission, we take on the risk that Bury Metropolitan Borough Council refuses an application, and our offer allows for that. If you’d rather sell only once permission is granted, a sale subject to planning is the alternative.

Do I pay Stamp Duty Land Tax (SDLT) when I sell a garden plot in Radcliffe?

No. Stamp Duty Land Tax (SDLT) falls on the buyer of land, so on a sale to us any amount due is ours to pay. What may affect you as the seller is Capital Gains Tax, depending on your circumstances and whether you still live in the house. Take advice from a tax adviser before you agree a deal.

Who decides whether a new home can be built in a Radcliffe garden?

Bury Metropolitan Borough Council decides, as the local planning authority, using the council’s Local Plan and the National Planning Policy Framework (NPPF). Neighbours and consultees can comment, and the council weighs their points against planning policy. Nobody, including us, can promise the outcome, which is why an outright sale without planning is priced for that uncertainty.

Can I sell the plot and keep living in my Radcliffe house?

Yes, that’s the whole point of a plot sale. You keep the house and the rest of the garden, and the boundary is drawn where you agree. The transfer can include rights and covenants that protect your home, such as who builds the new fence and limits on windows facing your property.

Other options in Radcliffe

Sell your garden plot near Radcliffe

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.