Build a home for family in your garden in Gerrards Cross

For grown-up children in Gerrards Cross, the step to a first home can be a long one. If your garden is big enough, a small separate house on part of it could become theirs: with its own planning permission and title, it can be mortgaged in their name and sold when they move on.

That asks more of the plot than an annexe does, including its own garden, parking and an access Buckinghamshire Council will accept. We look at all of that in a free plot appraisal, then design and build the home if the scheme stacks up and you want to go ahead.

Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Planning authority
Buckinghamshire Council
Postcodes
SL9
Noon sun, 21 March
About 38°
Shadow from a 5 m eaves line
About 6.3 m
Planning plan
Local Plan
County
Buckinghamshire

What the council will look at in Gerrards Cross

A measured survey is where a family home in Gerrards Cross stops being an idea and becomes a plan. We record boundaries, levels, trees, drains and the windows of your house and the houses next door, then test where the new building can sit. With the spring equinox sun standing near 38° at midday here, a 5 m eaves line throws a noon shadow close to 6.3 m; drawing that onto the survey shows which positions keep light in the main rooms of both homes. Buckinghamshire Council will expect to see the same evidence with the application.

Section showing noon sun and shadows in Gerrards Cross: about 38 degrees on 21 March and 15 degrees on 21 December21 m21 Mar, noon: sun 38°, shadow 6.3 m21 Dec, noon: sun 15°, shadow 18.7 mExistingNew home
Noon sun in Gerrards Cross on 21 March sits about 38° above the horizon, so a typical two-storey eaves line (about 5 m) throws a shadow of roughly 6.3 m. In December the sun is only about 15° up and shadows stretch much further. Drawn for a garden facing north, where it matters most.

From first call to decision

Getting started in Gerrards Cross costs nothing. Send us a few photos of your garden and the way in, or simply call, and we’ll look at the plot from the desk and talk through your family’s plans. If there’s a realistic scheme, we arrange a site visit. Survey and design are quoted in writing before you commit, and the build price follows once the design is settled.

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Annexe or separate home

    We set out both routes for your plot, covering what each means for planning, ownership, council tax, CIL and VAT, so you can decide with your family and advisers before design starts.

  3. Survey and design

    A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.

  4. Build and handover

    We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.

Worth checking early

  • Family plans change: agree ownership, costs and what happens if circumstances change in writing, with a solicitor.
  • An annexe tied by planning condition usually can’t be sold or let separately, which limits flexibility later.
  • A separate home needs its own garden, parking, bins and access, so it needs more land than an annexe.

Questions about garden plots in Gerrards Cross

Who owns an annexe built in my Gerrards Cross garden?

You do. An annexe stays on the title of your house and usually carries a planning condition tying it to the main home, so it can’t be transferred to the relative living in it. If a family member is paying towards it, record what they’ve put in and what happens on a sale in a written agreement drawn up by a solicitor.

Is CIL payable on a family home in Gerrards Cross?

Only if Buckinghamshire Council has adopted the Community Infrastructure Levy, which its website will confirm, and we check it for you during the appraisal. Where it applies, self-build and residential annexe exemptions exist, but both must be claimed before work starts and can be withdrawn if the home is sold or let within three years of completion.

Do I need planning permission for a granny annexe in Gerrards Cross?

Yes, almost always for a detached annexe with its own kitchen, bathroom and bedroom. Buckinghamshire Council will treat it as accommodation linked to your home and will usually add a condition so it can’t be let or sold separately. A garden building used only as a home office or gym is a different matter, but sleeping and cooking take it beyond those allowances.

Can I reclaim VAT on a family annexe in Gerrards Cross?

Often not. HMRC’s guidance gives an annexe that can’t be used or sold separately from the main house as an example of work that can’t be zero-rated, and the DIY housebuilders refund scheme asks the same question. A separate dwelling is usually treated differently. Take advice from a tax adviser before you settle the planning route, because the wording of the permission matters.

Other options in Gerrards Cross

Family home in your garden near Gerrards Cross

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.