Build a home for family in your garden in Merseyside

Families in Merseyside often have the space for a second home long before they have a plan for it. A long back garden or a wide side plot can take a single-storey annexe for an older parent, or a small house that a son or daughter could one day own outright.

Which of those your plot can carry depends on access, neighbours’ privacy and the garden left for both homes. Planning authorities here include Knowsley Metropolitan Borough Council, Liverpool City Council, Sefton Metropolitan Borough Council, St Helens Borough Council and Wirral Council, and each applies its own policies within the framework of the NPPF. As a new name in the S&K Group, we use a free appraisal to tell you plainly what looks possible before you spend anything on design.

Single-storey garden home with wide glazed doors and a covered porch at the back of a family garden
Nation
England
National planning policy
NPPF
Planning authorities
5
City
Liverpool

Merseyside: the planning picture

Most garden plots in Merseyside are reached in one of three ways: down a side drive beside the house, from a lane or road at the back, or across someone else’s land. An annexe can often share the existing drive, because it is used with the house. A separate dwelling needs a route in that the council will accept for an independent home, with room for cars to pass, bins to be collected and emergency vehicles to get close enough. If the route is shared with neighbours or crosses land you don’t own, the title needs checking early.

Planning authorities covering Merseyside include Knowsley Metropolitan Borough Council, Liverpool City Council, Sefton Metropolitan Borough Council, St Helens Borough Council, Wirral Council.

How it works

  1. Free plot appraisal

    We look at your plot, access and the planning picture from the desk, talk through who will live in the new home, and visit if it looks viable. There’s no cost and no obligation.

  2. Annexe or separate home

    We set out both routes for your plot, covering what each means for planning, ownership, council tax, CIL and VAT, so you can decide with your family and advisers before design starts.

  3. Survey and design

    A measured survey, then a design built around the person moving in: step-free routes, a ground-floor bedroom if needed and privacy for both households. You get a written quote after design and survey.

  4. Planning and approvals

    We prepare and submit the planning application and manage it with the council, which makes the decision. Before work starts, approval under the Building Regulations is in place and any CIL exemption has been claimed.

  5. Build and handover

    We build while you carry on living next door, with access, deliveries and working hours agreed up front. At handover you get the completion certificate and the paperwork you’ll need for council tax, lenders and any VAT claim.

Family home in your garden in towns across Merseyside

Questions about family home in your garden in Merseyside

What rules apply to a family home in Merseyside?

National policy in England sets the framework through the National Planning Policy Framework (NPPF). Each council then applies its own Local Plan policies, along with the council’s design guide or supplementary planning document where relevant. The building must also meet the Building Regulations, and you need to plan for fire engine access (or other measures, often sprinklers, agreed with building control and the fire service where a fire engine can’t get close enough). If the home is for an older relative, it is worth designing to a higher access standard from the start.

Do councils in Merseyside allow annexes for elderly parents?

They can, where the annexe is clearly linked to the main house and the plot can take it without harming neighbours or the character of the area. Each council decides its own applications against its local policies, so what is acceptable on one street may not be on another. Councils covering Merseyside include Knowsley Metropolitan Borough Council, Liverpool City Council, Sefton Metropolitan Borough Council, St Helens Borough Council and Wirral Council.

Is CIL charged on family homes in Merseyside?

Some councils charge the Community Infrastructure Levy and some don’t, so it depends where your house is. Where it applies, a self-build exemption and an exemption for residential annexes are available, but they must be claimed before work starts on site, together with a commencement notice. We check the position for your address during the free appraisal.

Can you build a new home in my garden in Merseyside for me to keep?

Yes. Through our design and build route we survey your plot, design a new home with you, apply for planning and, once permission is granted, build it. You keep the land and the new home, to sell, let or use for family. You get a written quote after design and survey, and any earlier guide price is a guide only.

Other options in Merseyside

Everything we cover in Merseyside

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.