- Planning authority
- Medway Council
- Postcodes
- ME1, ME4, ME5
- Noon sun, 21 March
- About 39°
- Shadow from a 5 m eaves line
- About 6.3 m
- Planning plan
- Local Plan
- County
- Kent
What the council will look at in Chatham
Any option agreement on a Chatham garden is shaped by the council’s Local Plan. If Medway Council’s current policies clearly support a new home on your plot, an option probably isn’t needed and a simpler route will serve you better. Where the policy position is balanced, or a review of the plan is under way, an option gives time for the planning case to be made properly. We read the relevant policies and recent decisions on similar plots before suggesting an option, and we explain what we found.
How we’d take it forward in Chatham
To explore an option on your Chatham garden, send us your address and a few details. We check the title, access and planning background, then call you with an honest view. If an option looks right, heads of terms set out the period, the price formula, the minimum price and the cap on your legal fees, which we cover.
Free plot appraisal
We look at your title, the access, the planning history and the policies that apply, then tell you honestly whether an option, an outright sale or a conditional contract fits your plot best. It costs you nothing.
Heads of terms
We set out the option period, the price formula and minimum price, any option fee, our planning obligations and the cap on your reasonable legal fees, which we cover. Nothing is binding at this stage.
Sign the option
Your solicitor and ours agree the option agreement and the plan of the plot. Once it is signed, the option is noted on your title, and you carry on living in your house and using the garden as normal.
Planning work
We commission surveys, design the scheme and apply for planning, keeping you updated and showing you the drawings before submission. The council decides; if it refuses, the agreement sets out whether we revise, reapply or appeal.
Worth checking early
- We have the right to buy, not a duty, so a sale isn’t certain even after a long wait.
- With a market value formula, the final price isn’t known until the option is exercised.
- Options have their own Capital Gains Tax treatment, so take advice from a tax adviser before signing.
Your questions, answered for Chatham
Do I pay Stamp Duty Land Tax (SDLT) if you exercise an option over my Chatham plot?
No. Stamp Duty Land Tax (SDLT) is paid by the buyer of land, so any amount due on completion falls to us. As the seller, you may have Capital Gains Tax to consider, and options have their own rules on timing, so take advice from a tax adviser before signing.
Could my neighbours in Chatham be part of the same option scheme?
Yes. Where neighbouring gardens together would make a better scheme, each owner can grant an option on their own land, and an agreement between the owners can share the outcome fairly. It needs careful drafting and everyone’s agreement, and it often produces a scheme Medway Council is more likely to approve.
Will you cover my legal fees on an option in Chatham?
Yes. We cover reasonable legal fees for your own solicitor on an option agreement, up to a cap agreed in heads of terms. Choose a solicitor experienced with development land, and agree the cap with us before they begin, so their fees stay within it.
Do I still own my garden in Chatham during an option?
Yes. An option is a right to buy, not a sale, so the land stays yours until we exercise the option and the sale completes. You carry on using the garden, and the option is noted on your title so the plot can’t be sold elsewhere while it runs.
Other options in Chatham
- Plot feasibility and design
- Garage courts and yards
- Corner and side plots
- Build a new home in your garden
- Planning promotion for your garden plot
- Joint venture on your garden plot