- Planning authority
- Ceredigion County Council
- Postcodes
- SA43
- Noon sun, 21 March
- About 38°
- Shadow from a 5 m eaves line
- About 6.4 m
- Planning plan
- LDP
- County
- Dyfed
The local picture in Cardigan
Shadow and distance are often why a combined site in Cardigan works better than a single garden. With the sun at about 38° at noon in late March, the shadow from a 5 m eaves line reaches roughly 6.4 m, so a home squeezed into one narrow garden can end up too close to the houses it backs onto.
Joining gardens with neighbours lets new homes sit towards the middle of a wider site, away from existing windows, with one shared access. Promotion suits that kind of scheme, because planning costs are spread across more land and the site is sold as one well-planned whole. Ceredigion County Council still makes the decision.
What happens next in Cardigan
The first step for a Cardigan garden is a conversation and a desktop check, at no cost. We then send written heads of terms covering the term, minimum price, cost cap and fee. Once the agreement is signed, we commission surveys and drawings, take pre-application advice from Ceredigion County Council where it helps, and submit the application. Marketing starts only after permission is granted.
Free plot appraisal
We check your title plan, access, the surrounding gardens and the policies in the council’s Local Development Plan (LDP) as a desktop exercise, then talk it through with you. If it looks viable, we visit. No cost and no obligation.
Agreement signed
Your solicitor and ours turn the heads of terms into a promotion agreement. It’s usually protected by an entry on your title, and if your house is mortgaged, your lender is asked to consent early.
We apply for planning
We commission the surveys and drawings, take pre-application advice where it helps, submit the application and deal with the council’s questions. You pay nothing at this stage, and the decision is the council’s.
Completion and payout
On completion, sale costs, our capped planning costs and our fee come out of the proceeds in the order the agreement sets. The balance is paid to you through your solicitor.
Worth checking early
- You can’t sell the plot to anyone else while the agreement runs, so the term length matters.
- Promotion takes longer than a straight sale: planning, then marketing, then completion, and each stage can run on.
- The plot’s price isn’t known until it’s marketed with permission; it depends on location, size, access and the permission itself.
Questions about garden plots in Cardigan
How is a promoted garden plot in Cardigan sold?
After permission, an agent agreed with you markets the plot to builders, developers and self-builders. You see the offers and approve the buyer. The plot can’t be sold below the agreed minimum price without your written consent, and any offer from us has to stand up against the open market.
Can neighbours in Cardigan combine gardens for a planning promotion?
Yes, and promotion often works better that way. Adjoining gardens can share one access and allow a better layout. Each owner keeps their house, signs an agreement setting out how proceeds are shared, and takes advice from their own solicitor. We can appraise the combined land as one site first.
Does a mortgage on my Cardigan home stop a planning promotion?
No, but your lender has to be involved. The lender’s charge covers the garden, so it must agree to release the plot before it’s sold, and some lenders want to approve the promotion agreement too. We raise this at the start so it doesn’t delay a sale later.
Do I pay anything upfront for planning promotion in Cardigan?
No. We fund the surveys, drawings and planning fees. Those costs are recovered from the sale proceeds, within a cap set in the heads of terms, only if a sale with planning happens. Your reasonable legal fees for the agreement are also covered up to an agreed cap.
Other options in Cardigan
- Build a home for family in your garden
- Joint venture on your garden plot
- Sell part of your garden
- Build a new home in your garden
- Corner and side plots
- Plot feasibility and design