Backland Development
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Sell part of your garden in Cardigan

If you own a house in Cardigan with more garden than you need, selling the far end of it as a building plot lets you release that land without moving. We buy suitable plots outright, with or without planning permission, always subject to survey, title and contract. You keep the house, the part of the garden you use, and the final say on where the line falls.

Ceredigion County Council would decide any application for a new home on the plot, judging it against the council’s Local Development Plan (LDP) and PPW. Our free appraisal looks at those policies alongside your title plan and the way in from the road, so you hear early whether a sale looks realistic.

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Long back garden with a string line and marker pegs across the lawn showing where a plot could be split off
Planning authority
Ceredigion County Council
Postcodes
SA43
Noon sun, 21 March
About 38°
Shadow from a 5 m eaves line
About 6.4 m
Planning plan
LDP
County
Dyfed

Cardigan: light, access and policy

Every garden sale in Cardigan ends up as a transfer of part, so the title is where our checks begin. We look for covenants that restrict building, rights of way crossing the plot, and whether the boundary on the ground matches the plan. A mortgage lender will need to release the plot, and a sewer under the lawn may need a build-over agreement.

On the planning side, the searches show what Ceredigion County Council has approved or refused at the address, and the council’s Local Development Plan (LDP) shows how it views new homes in gardens. Together, these tell us whether to make an offer before anyone takes a tape measure out.

Section showing noon sun and shadows in Cardigan: about 38 degrees on 21 March and 14 degrees on 21 December21 m21 Mar, noon: sun 38°, shadow 6.4 m21 Dec, noon: sun 14°, shadow 19.4 mExistingNew home
Noon sun in Cardigan on 21 March sits about 38° above the horizon, so a typical two-storey eaves line (about 5 m) throws a shadow of roughly 6.4 m. In December the sun is only about 14° up and shadows stretch much further. Drawn for a garden facing north, where it matters most.

How we’d take it forward in Cardigan

Once you get in touch, we look up your title at HM Land Registry and check what the council’s Local Development Plan (LDP) says about homes in gardens. Then we talk, with no obligation on your side. If the plot works, we visit, agree the boundary with you on a plan and put our offer in writing. Your solicitor and ours take it from there, and the pace suits you.

  1. Free plot appraisal

    Tell us about your garden. We check the title plan, access, local policy and planning history from our desk, then talk it through with you. If it looks viable, we arrange a site visit, with no cost and no obligation.

  2. Written offer and heads of terms

    We put our offer in writing, subject to survey, title and contract. Heads of terms then record the plot boundary, the price, access rights, who pays which costs and the rough timetable for each stage.

  3. Solicitors and lender

    Your solicitor prepares the transfer of part and asks your mortgage lender to release the plot. Ours checks the title, covenants, rights of way and searches, while surveys of trees, ground and drainage run alongside.

  4. Exchange and completion

    Once both sides are satisfied, contracts are exchanged and a completion date is fixed. On completion the money passes through the solicitors and HM Land Registry registers the plot under a new title of its own.

Worth checking early

  • A new home will be built close to yours, with building work and deliveries for a period.
  • Your house keeps a smaller garden, which some future buyers will welcome and others won’t.
  • A sale without planning is priced for the planning risk we take on, so it usually pays less than the same plot with permission.

Your questions, answered for Cardigan

Can I sell the plot and keep living in my Cardigan house?

Yes, that’s the whole point of a plot sale. You keep the house and the rest of the garden, and the boundary is drawn where you agree. The transfer can include rights and covenants that protect your home, such as who builds the new fence and limits on windows facing your property.

Will I need my own solicitor for a garden plot sale in Cardigan?

Yes. You need a solicitor or licensed conveyancer acting for you on the transfer of part, separate from ours. Choose one who handles property sales and, ideally, development land. Who pays their fees is agreed in heads of terms before you instruct them.

What if my Cardigan garden has a protected tree?

A tree covered by a Tree Preservation Order, or standing in a conservation area, needs consent or notice before work. That doesn’t automatically stop a sale. Often the new home is placed to avoid the roots and canopy, and Ceredigion County Council’s tree officer may comment on any application. We check for protected trees during the appraisal.

Do I pay Land Transaction Tax (LTT) when I sell a garden plot in Cardigan?

No. Land Transaction Tax (LTT) falls on the buyer of land, so on a sale to us any amount due is ours to pay. What may affect you as the seller is Capital Gains Tax, depending on your circumstances and whether you still live in the house. Take advice from a tax adviser before you agree a deal.

Other options in Cardigan

Sell your garden plot near Cardigan

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.

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