- Planning authority
- Ceredigion County Council
- Postcodes
- SA43
- Noon sun, 21 March
- About 38°
- Shadow from a 5 m eaves line
- About 6.4 m
- Planning plan
- LDP
- County
- Dyfed
The local picture in Cardigan
A combined site in Cardigan goes to Ceredigion County Council as one application, judged against the council’s Local Development Plan (LDP) and national policy. The council will look at the scheme as a whole: whether one access is safe, whether the layout respects the pattern of the street and gardens around it, and whether every existing home keeps enough privacy, daylight and garden.
That’s a stronger position than several separate applications for single plots, each judged on its own and each with its own drive. It isn’t a guarantee, but it gives the council a scheme it can assess fairly.
From first call to decision
The steps for neighbours in Cardigan are: free appraisal, a meeting with the owners, heads of terms, signed agreements, one planning application, then completion and payment of each owner’s share. Setting up a group takes longer than a single plot, and timing depends on the owners, the lenders and the council, so we give ranges rather than promises.
Free appraisal of the combined land
We look at all the titles together, the possible access points, the surrounding homes and the planning policies that apply, then explain whether a combined scheme looks realistic and roughly what it might allow.
Meet the neighbours
We meet the owners together or separately, explain how the scheme and the routes work, and answer questions. We don’t approach your neighbours without your agreement, and nobody is committed at this stage.
Agree how value is shared
Heads of terms set out the route, each owner’s share, any extra for the garden providing the access, what happens if someone drops out, and the cap on each owner’s reasonable legal fees where it applies.
One planning application
We prepare and submit a single application for the whole site, with one shared access and a layout designed around all the existing homes. The council decides it, and nobody can promise the result.
Worth checking early
- Every owner’s mortgage lender, title and covenants have to be dealt with, and one problem can hold up everyone.
- If the garden providing the access drops out before signing, the whole scheme may not work.
- Several owners have to agree, so a combined scheme usually takes longer to set up than a single plot.
Your questions, answered for Cardigan
What if one neighbour in Cardigan changes their mind?
Before signing, they can simply step back, and we see whether the scheme still works without their garden. After signing, the agreements decide what happens, and they usually bind whoever owns the house next. Your solicitor will check those clauses carefully.
Who gets more if one garden in Cardigan provides the access?
Usually the owner of the access garden receives an extra agreed share, because their land makes the scheme possible and their house is most affected by passing cars. The exact method is agreed by everyone in the collaboration agreement before planning starts.
Who pays for planning on combined gardens in Cardigan?
It depends on the route. On a sale subject to planning, we normally fund the application. On planning promotion, nothing is paid upfront and costs are recovered from the proceeds only if a sale with planning happens. On an outright sale, we buy the land as it stands.
How many neighbours in Cardigan need to take part?
As few as two can be enough. What matters is that the gardens taking part make a workable site and that one of them provides access to the road. We tell you which gardens are essential and which would simply improve the scheme.
Other options in Cardigan
- Build a home for family in your garden
- Build a new home in your garden
- Large rear gardens
- Garden plot option agreement
- Planning promotion for your garden plot
- Sell part of your garden