Sell part of your garden in Truro

Turning part of a Truro garden into money doesn’t have to mean selling up. A plot sale transfers only the land you choose, leaves your house on its existing title with a new boundary, and gives the plot a title of its own at HM Land Registry. If the house is mortgaged, your lender signs off the release.

From there, any planning application is ours to make, and the risk of refusal is ours to carry. You’d see the plans like any neighbour and could comment on them. If you’d prefer to sell only once permission is granted, our sale subject to planning works that way instead.

Long back garden with a string line and marker pegs across the lawn showing where a plot could be split off
Planning authority
Cornwall Council
Postcodes
TR1
Noon sun, 21 March
About 40°
Shadow from a 5 m eaves line
About 6.0 m
Planning plan
Local Plan
County
Cornwall

What the council will look at in Truro

Light is often the deciding issue on a garden plot. At midday on 21 March the sun in Truro stands about 40° above the horizon, so a typical two-storey eaves line casts a shadow of roughly 6.0 m across the ground behind it. By late December, with the sun only around 16° up, those shadows stretch much further.

That’s why the gap between your house and any new home matters so much to Cornwall Council, and why a single-storey or dormer design sometimes succeeds where a full two storeys wouldn’t. We test the shadows before we offer, because they affect what the plot can hold.

Section showing noon sun and shadows in Truro: about 40 degrees on 21 March and 16 degrees on 21 December21 m21 Mar, noon: sun 40°, shadow 6.0 m21 Dec, noon: sun 16°, shadow 17.1 mExistingNew home
Noon sun in Truro on 21 March sits about 40° above the horizon, so a typical two-storey eaves line (about 5 m) throws a shadow of roughly 6.0 m. In December the sun is only about 16° up and shadows stretch much further. Drawn for a garden facing north, where it matters most.

What happens next in Truro

From first call to written offer usually takes a few weeks, depending mainly on how quickly the title checks and site visit can be arranged. After that, the legal work for a plot sale in Truro often runs for a few months, driven by the lender’s consent and any covenant or access questions. The appraisal costs you nothing, and you can stop at any point before exchange.

  1. Free plot appraisal

    Tell us about your garden. We check the title plan, access, local policy and planning history from our desk, then talk it through with you. If it looks viable, we arrange a site visit, with no cost and no obligation.

  2. Written offer and heads of terms

    We put our offer in writing, subject to survey, title and contract. Heads of terms then record the plot boundary, the price, access rights, who pays which costs and the rough timetable for each stage.

  3. Solicitors and lender

    Your solicitor prepares the transfer of part and asks your mortgage lender to release the plot. Ours checks the title, covenants, rights of way and searches, while surveys of trees, ground and drainage run alongside.

  4. Exchange and completion

    Once both sides are satisfied, contracts are exchanged and a completion date is fixed. On completion the money passes through the solicitors and HM Land Registry registers the plot under a new title of its own.

Worth checking early

  • Lender consent, old covenants or access disputes can slow a sale, and occasionally stop it.
  • Selling the plot after you have sold or moved out of the house can change the tax position; take advice from a tax adviser.
  • Your house keeps a smaller garden, which some future buyers will welcome and others won’t.

Questions about garden plots in Truro

How long does selling a garden plot in Truro take?

The legal work usually runs for a few months, much like an ordinary house sale. What drives it is the lender’s consent to release the plot, any covenant or access issue on the title, and how quickly both solicitors work. Selling without planning means there’s no council stage to wait for before completion.

Will I need my own solicitor for a garden plot sale in Truro?

Yes. You need a solicitor or licensed conveyancer acting for you on the transfer of part, separate from ours. Choose one who handles property sales and, ideally, development land. Who pays their fees is agreed in heads of terms before you instruct them.

Who decides whether a new home can be built in a Truro garden?

Cornwall Council decides, as the local planning authority, using the council’s Local Plan and the National Planning Policy Framework (NPPF). Neighbours and consultees can comment, and the council weighs their points against planning policy. Nobody, including us, can promise the outcome, which is why an outright sale without planning is priced for that uncertainty.

Do I pay Stamp Duty Land Tax (SDLT) when I sell a garden plot in Truro?

No. Stamp Duty Land Tax (SDLT) falls on the buyer of land, so on a sale to us any amount due is ours to pay. What may affect you as the seller is Capital Gains Tax, depending on your circumstances and whether you still live in the house. Take advice from a tax adviser before you agree a deal.

Other options in Truro

Sell your garden plot near Truro

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.