Sell part of your garden in Southwark

Turning part of a Southwark garden into money doesn’t have to mean selling up. A plot sale transfers only the land you choose, leaves your house on its existing title with a new boundary, and gives the plot a title of its own at HM Land Registry. If the house is mortgaged, your lender signs off the release.

From there, any planning application is ours to make, and the risk of refusal is ours to carry. You’d see the plans like any neighbour and could comment on them. If you’d prefer to sell only once permission is granted, our sale subject to planning works that way instead.

Long back garden with a string line and marker pegs across the lawn showing where a plot could be split off
Planning authority
London Borough of Southwark
Postcodes
SE5, SE15, SE16, SE17, SE22
Noon sun, 21 March
About 39°
Shadow from a 5 m eaves line
About 6.3 m
Planning plan
Local Plan
County
Greater London

How it plays out in Southwark

The London Borough of Southwark sets out its approach to new homes in the council’s Local Plan, and many councils add supplementary guidance on garden development, privacy distances and parking. Those documents, rather than rules of thumb, are what an application for a plot in Southwark would be tested against. Before we offer on a garden, we read the relevant policies, look at recent decisions on similar plots nearby and check whether the site falls in a conservation area or flood zone. If the policies point against a new home, we say so rather than offering a price we can’t stand behind.

Section showing noon sun and shadows in Southwark: about 39 degrees on 21 March and 15 degrees on 21 December21 m21 Mar, noon: sun 39°, shadow 6.3 m21 Dec, noon: sun 15°, shadow 18.5 mExistingNew home
Noon sun in Southwark on 21 March sits about 39° above the horizon, so a typical two-storey eaves line (about 5 m) throws a shadow of roughly 6.3 m. In December the sun is only about 15° up and shadows stretch much further. Drawn for a garden facing north, where it matters most.

The next steps, locally

Once you get in touch, we look up your title at HM Land Registry and check what the council’s Local Plan says about homes in gardens. Then we talk, with no obligation on your side. If the plot works, we visit, agree the boundary with you on a plan and put our offer in writing. Your solicitor and ours take it from there, and the pace suits you.

  1. Free plot appraisal

    Tell us about your garden. We check the title plan, access, local policy and planning history from our desk, then talk it through with you. If it looks viable, we arrange a site visit, with no cost and no obligation.

  2. Written offer and heads of terms

    We put our offer in writing, subject to survey, title and contract. Heads of terms then record the plot boundary, the price, access rights, who pays which costs and the rough timetable for each stage.

  3. Solicitors and lender

    Your solicitor prepares the transfer of part and asks your mortgage lender to release the plot. Ours checks the title, covenants, rights of way and searches, while surveys of trees, ground and drainage run alongside.

  4. Exchange and completion

    Once both sides are satisfied, contracts are exchanged and a completion date is fixed. On completion the money passes through the solicitors and HM Land Registry registers the plot under a new title of its own.

Worth checking early

  • Your house keeps a smaller garden, which some future buyers will welcome and others won’t.
  • A sale without planning is priced for the planning risk we take on, so it usually pays less than the same plot with permission.
  • Selling the plot after you have sold or moved out of the house can change the tax position; take advice from a tax adviser.

Questions about garden plots in Southwark

What if my Southwark garden has a protected tree?

A tree covered by a Tree Preservation Order, or standing in a conservation area, needs consent or notice before work. That doesn’t automatically stop a sale. Often the new home is placed to avoid the roots and canopy, and the London Borough of Southwark’s tree officer may comment on any application. We check for protected trees during the appraisal.

Do I pay Stamp Duty Land Tax (SDLT) when I sell a garden plot in Southwark?

No. Stamp Duty Land Tax (SDLT) falls on the buyer of land, so on a sale to us any amount due is ours to pay. What may affect you as the seller is Capital Gains Tax, depending on your circumstances and whether you still live in the house. Take advice from a tax adviser before you agree a deal.

Who decides whether a new home can be built in a Southwark garden?

The London Borough of Southwark decides, as the local planning authority, using the council’s Local Plan and the National Planning Policy Framework (NPPF). Neighbours and consultees can comment, and the council weighs their points against planning policy. Nobody, including us, can promise the outcome, which is why an outright sale without planning is priced for that uncertainty.

Do you buy garden plots in Lambeth, Lewisham and Tower Hamlets as well as Southwark?

Yes. We cover England and Wales, including the places around Southwark. The process is the same wherever your garden is, although planning policies depend on the council for your address, so our desk check always starts by finding out which one that is.

Other options in Southwark

Sell your garden plot near Southwark

Find out what your garden could become

Free garden plot appraisal. No cost, no obligation, and a straight answer if it won’t work.